--- title: Scan to Pay — Product-locked Visa rewards by LocalCard description: Turn any product into a reward. Customers scan the product barcode in store, unlock their card and tap to redeem. image: https://www.localcard.io/hubfs/localcard-og.jpg --- [For shoppers](http://www.localcard.io/?hsLang=en-au) [For business](http://www.localcard.io/business?hsLang=en-au) [For Business](http://www.localcard.io/business?hsLang=en-au) Platform Core products [**Scan to Pay**Cards that unlock when a customer scans your product.](http://www.localcard.io/business/scan-to-pay?hsLang=en-au)**Shop Lock**Keep spend at one merchant, a group of merchants or an entire brand.**GEO Locked**Cards that only activate at a chosen store, centre or precinct.**Open Loop**Cards that can be spent anywhere Visa is accepted. Platform **Merchant Connect**Accept LocalCard at your stores and see redemptions live.**Reseller**Sell LocalCard programs to your own clients under your brand. [Featured ![](http://www.localcard.io/hubfs/stp.svg) **Scan to Pay** Turn any product into a reward. Scan the barcode to unlock & pay. *Learn more →*](http://www.localcard.io/business/scan-to-pay?hsLang=en-au) Resources [VISA**Blog**Product updates, campaign ideas and what we're learning about programmable payments.*Read the blog →*](http://www.localcard.io/business/blog?hsLang=en-au)[![](http://www.localcard.io/hubfs/breakagereport.svg)**Breakage Report**Our data on unspent gift card value in Australia and what it means for your programs.*Read the report →*](http://www.localcard.io/business/breakage-report?hsLang=en-au)**Case studies**How brands and retailers are running promotions on LocalCard.*See case studies →* [Help centre](https://help.localcard.io) [Sign in](https://dashboard.localcard.io) [Get Started](https://www.localcard.io/login/sign-up?hsLang=en-au) [Contact sales](http://www.localcard.io/business/contact-sales?hsLang=en-au) # Turn any product into a reward. Scan the barcode to unlock & pay. [How it works](http://www.localcard.io/business/scan-to-pay#how)[Book a demo](http://www.localcard.io/business/scan-to-pay#book-demo) ![](https://lc-prototypes.vercel.app/phone-frame.svg) ![](https://lc-prototypes.vercel.app/scan-item.jpg) ![](https://lc-prototypes.vercel.app/scan-tick.svg) ![](https://lc-prototypes.vercel.app/phone-frame.svg) ![](https://lc-prototypes.vercel.app/card5.png) ![](https://lc-prototypes.vercel.app/pay-anim.svg) ![](https://lc-prototypes.vercel.app/scan-tick.svg) Done ![](https://lc-prototypes.vercel.app/wallet-idle.svg) PRODUCT-LEVEL CONTROL ## Drive customers directly to your product Move beyond generic cashback and put your product in the customer’s hands. ### Product Locked Restrict redemption to approved GTINs or SKUs. ### Retailer controls Restrict redemption to selected retailers, stores or merchant networks. ### 10-minute unlock The card activates only after the product is scanned in store. ### Tap to Pay Customers pay with Visa. No voucher code or retailer integration needed. Built for real campaigns ## One platform. Any product. Choose one exact product or make an entire branded range eligible—with the brand at the centre of the experience. ![drink](https://www.localcard.io/hs-fs/hubfs/drink.png?width=1200&name=drink.png "drink") ![choc](https://www.localcard.io/hs-fs/hubfs/choc.png?width=1254&name=choc.png "choc") ![beer](https://www.localcard.io/hs-fs/hubfs/beer.png?width=1190&name=beer.png "beer") ### Single product Link the reward to single product that will work for one transaction at the approved product value ![sports](https://www.localcard.io/hs-fs/hubfs/sports.png?width=1254&name=sports.png "sports") ### Product range Let customers choose from an approved range of products up to a set value. The customer journey ## How Scan to Pay works. Four quick steps from reward to redeemed. 01 ![Add the Visa reward card to Apple Pay or Google Pay](https://scan-to-pay-localcard.mark418473.chatgpt.site/assets/how-step-1.png "Add the Visa reward card to Apple Pay or Google Pay") ### Add to wallet Activate the card and add it to Apple Pay or Google Pay like any other card. 02 ![Choose where to redeem the reward](https://scan-to-pay-localcard.mark418473.chatgpt.site/assets/how-step-2.png "Choose where to redeem the reward") ### Choose a store Choose a participating store where you want to redeem the product. 03 ![Scan the product barcode in store](https://scan-to-pay-localcard.mark418473.chatgpt.site/assets/how-step-3.png "Scan the product barcode in store") ### Scan to unlock Scan the product barcode in store to unlock the card for that item. 04 ![Tap the phone at checkout to pay](https://www.localcard.io/hubfs/tap-to-pay.png "Tap the phone at checkout to pay") ### Tap & Pay Tap your phone at the checkout and the card pays for the product. > “The Holy Grail of in-store product marketing.” That’s what our clients tell us. Book a demo ## Put your product in their hands. Tell us about your campaign and we’ll show you how Scan to Pay can deliver measurable in-store redemption. First name Last name Business email \* Phone number Message Submit Thanks — we'll be in touch shortly. The programmable payments platform. Decide exactly how every dollar is spent. [Get started](https://www.localcard.io/login/sign-up?hsLang=en-au)[Contact sales](http://www.localcard.io/business/contact-sales?hsLang=en-au) #### Platform [Scan to Pay](http://www.localcard.io/business/scan-to-pay?hsLang=en-au)Open LoopBrand LockedGEO LockedCategory LockedMerchant ConnectReseller #### Resources [Blog](http://www.localcard.io/business/blog?hsLang=en-au)[Breakage Report](http://www.localcard.io/business/breakage-report?hsLang=en-au)[Help centre](https://help.localcard.io) #### Company [Contact sales](http://www.localcard.io/business/contact-sales?hsLang=en-au)[Sign in](https://www.localcard.io/login?hsLang=en-au)[For shoppers](http://www.localcard.io/?hsLang=en-au) #### Legal [Terms](http://www.localcard.io/terms?hsLang=en-au)[Privacy](http://www.localcard.io/privacy?hsLang=en-au) © 2026 LocalCard. All rights reserved.Visa is a trademark of Visa International Service Association. Apple Pay and Google Pay are trademarks of their respective owners.