For shoppers For business
Time Locked

Cards that work on your schedule.

Lock cards to the hours and days you choose, like lunch-only meal cards, weekday-only cards or cards that only work on event day. Placeholder copy.

How it works

How Time Lock works

  1. Pick the days

    Choose which days the card works, like weekdays only or a single event day. Placeholder copy.

  2. Set the hours

    Add a time window, like 11:30am to 2pm for lunch. Placeholder copy.

  3. It switches on and off

    The card works inside your window and is declined outside it, automatically. Placeholder copy.

Set your rules, control your breakage.

Card rules 3 categories
Amount Expires
Electronics storeDeclined · not an allowed category

Card Programming

Set the amount, expiry and exactly which categories each card can be spent at. Anything outside them is declined automatically.

Expired LocalCard Unspent$0.00
Your account
$0.00
+$0.00 returned
Card loaded
Spent at allowed merchants
Unspent, returned to you

Spend & Breakage Management

Cancel a card at any time, and any unspent balance comes straight back to you when a card is cancelled or expires.

Better tools,for better business.

Everything you need to brand, send and automate your cards.

  • Branding

    Make every card yours. Add your logo, colours and card artwork, and brand the claim page and emails your recipients see.

  • Delivery

    Send it your way. Deliver by SMS, email or both, schedule sends, and get notified when cards are delivered, opened and added to a wallet.

  • Dashboard or API

    Issue and manage cards from your dashboard, or straight from your CRM, HR or rewards platform with our REST API and webhooks.

Secure by design

Every card runs on the Visa network, with controls you set and security built in from day one.

Cards run on established banking and payment infrastructure, with security built in at every layer.

Digital wallet

100% digital.Spend it online or in store.

Cards land straight in Apple Wallet or Google Wallet. Shop online, or tap to pay in store. No plastic, no app.

  • No app needed
  • No plastic
  • Works online
Apple PayGoogle PayVisa

Start issuing today

Sign up in minutes, set your rules and check pricing before you send a single card.

Other card types

Scan to PayRewards that unlock when a customer scans your product.Learn more
Brand LockKeep spend at one merchant, a group of merchants or an entire brand.Coming soon
GEO LockedCards that only activate at a chosen store, centre or precinct.Coming soon
Open LoopGive customers the freedom to spend anywhere Visa is accepted.Coming soon
Category LockCards that can only be spent in the categories you choose.Coming soon