We program money.
We’re a programmable payments platform that gives you control over when, where and how funds are spent.
The platform
One Platform,
One Platform,
All types of payments.
Choose how each dollar can be spent — by product, brand, place, category, or anywhere Visa is accepted.
Built on Visa, Apple Pay & Google PayEvery LocalCard is a Visa card that works in Apple Pay and Google Pay, so people pay the way they already do — in store or online.
Scan to PayRewards that unlock when a customer scans your product.Learn more
Shop LockKeep spend at one merchant, a group of merchants or an entire brand.
GEO LockedCards that only activate at a chosen store, centre or precinct.
Open LoopGive customers the freedom to spend anywhere Visa is accepted.
Control & transparency
Set where funds are spent & retain any that aren't
Total control
Set the rules before a single dollar moves. Stack as many as you need on any card.
Complete transparency
Get visibility of all your cards — and at expiry, the unspent balance comes straight back to your business.
Start issuing today
Create an account, set your rules and send your first cards in minutes.
Planning something bigger?
Talk to us about volumes, custom rules and integrations for your program.